Insurestack.ai Agentic Insurance Operations
nGenie domain agents handle claims triage, underwriting data assembly, and fraud detection so your adjusters and underwriters focus on the cases that actually need their judgment. Generative UI creates role-specific workspaces for every person at your carrier or MGA.
Each role gets a dedicated agent
Claims Adjuster
Your nGenie claims agent triages incoming FNOL, extracts data from police reports, medical records, and repair estimates, and routes the claim based on complexity. Routine claims move from first notice to settlement without your adjusters touching them. When a claim needs human judgment, the agent has already assembled the full file: coverage verification, prior claims history, and reserve recommendation. Your adjuster opens a complete case, not a blank screen.
Underwriter
Before your underwriter reviews a submission, the nGenie underwriting agent has already pulled loss runs from CLUE, cross-referenced property data from aerial imagery, checked catastrophe exposure models, and scored the risk against your appetite guidelines. The generative UI presents a decision-ready summary: risk score, pricing recommendation, comparable accounts, and flagged concerns. Your underwriter makes the call in minutes, not days.
Fraud Investigator
Your nGenie fraud agent runs network analysis across claims, policyholders, providers, and repair shops in real time. It catches the organized rings that rule-based systems miss: shared addresses across unrelated claims, provider billing patterns that spike after certain events, timing anomalies in loss reports. When it flags a case, the investigator gets a visual network map and evidence summary, not just an alert.
How your operations actually change
7-14 days for routine auto claims. Adjuster manually reviews each file, requests documents by email, waits for responses, keys data into three systems.
Routine claims settle in hours. nGenie agents extract data from submitted documents, verify coverage, calculate reserves, and process payment. Adjusters handle only the complex 20%.
Underwriter spends 2-3 hours per submission pulling data from multiple sources, manually checking appetite, and building a pricing recommendation.
nGenie agents assemble the full risk picture in minutes. Underwriter reviews a decision-ready screen with risk score, pricing range, and flagged concerns. Bind in under 30 minutes.
Renewal team starts 90 days out, manually reviewing each policy, pulling updated loss data, and preparing renewal offers one at a time.
nGenie agents continuously monitor the book. Renewal recommendations generate automatically with updated pricing, retention risk scores, and suggested terms. Your team reviews and approves in batches.
What you will not find elsewhere
Agents That Speak Insurance
nGenie agents understand ACORD forms, ISO codes, loss run formats, and state-specific filing requirements natively. They do not need to be taught your industry. They carry deep knowledge of P&C workflows from day one.
Generative UI for Every Role
Your adjuster sees a claims workspace. Your underwriter sees a risk assessment screen. Your agent sees a quoting interface. Each one is generated by nGenie based on the role and the task at hand, not a one-size-fits-all dashboard.
Just-in-Time Data Across Your Stack
nGenie agents pull exactly the data needed for the current task: loss runs from CLUE, property data from aerial imagery, weather data for catastrophe claims, billing history for fraud checks. Data arrives when it is needed, assembled and ready.
Forward-Deployed Engineers in Insurance
Our engineers have worked inside carriers and MGAs. They understand your core systems, your regulatory constraints, and your operational reality. They work alongside your team, not from a remote support desk.
What changes when you switch
Carriers and MGAs like yours
P&C Carriers
Mid-MarketLayer nGenie agents on top of Guidewire, Duck Creek, or Majesco without replacing your core. Modernize claims and underwriting workflows while your existing systems stay in place.
MGAs & MGUs
Growth StageScale your book without scaling your back office. nGenie agents handle submission intake, risk scoring, and policy administration so your team focuses on relationships and growth.
Specialty Lines
Niche MarketsComplex risks need deep analysis. nGenie agents adapt to your specific underwriting guidelines, whether that is cyber, E&S, or professional liability. Your expertise stays central, the data assembly becomes instant.
nGenie agents across your entire operation
Insurestack runs on the NSTACK platform. nGenie domain agents handle discovery, interface generation, data orchestration, and operations management. Forward-deployed engineers who have worked inside carriers and MGAs work alongside your team at every stage.
See what nGenie agents find in your operations
Connect nGenie to your claims and underwriting systems. Get a discovery assessment with real ROI projections in weeks, not months.